Where brokers and underwriting agencies do business, on shared standards.
The Cuttleflow Marketplace connects brokers with underwriting markets. Cuttleflow Go is how an agency puts its products into it. Brokers and underwriters advise, quote and bind under their own licences; Cuttleflow provides the system they do it on.
I’m a broker
Win clients. Reach more markets. Place more business.
Win new clients through your own channels and the public marketplace, submit once to every market that wants the risk, and compare quotes side by side to advise your client. Placing is free.
I run an underwriting agency
Launch, distribute and grow a product.
Put a product into market on shared standards with Cuttleflow Go, reach brokers through the Marketplace, and receive complete, rules-matched submissions with the workflow to write them.
The Cuttleflow network
Each side makes the network more useful to the other.
Underwriting agencies build products once with Cuttleflow Go. Brokers win clients and place them on the Cuttleflow Marketplace. Every agency or broker that joins adds value for the other side.
Stage 1 of 4
More underwriting markets
Agencies put products into market with Cuttleflow Go, built on shared standards with their own rates, rules, authority and cover options. Each Cuttleflow Go agency is a ready market for its class.
For brokers
More specialist markets to send each risk to.
For underwriting agencies
Launch a product without first building the systems.
Stage 2 of 4
More choice, easy to compare
Quotes from different agencies are presented so a broker can compare them easily and advise the client. Agencies can still differentiate their cover.
For brokers
Quotes laid out side by side, ready to compare and advise on.
For underwriting agencies
Stand out on cover, price and appetite.
Stage 3 of 4
More brokers and submissions
Brokers win clients through their own channels and leads from the public marketplace, then place them on the Marketplace free.
For brokers
Client acquisition tools; the client answers once.
For underwriting agencies
Complete submissions that already match your rules.
Stage 4 of 4
Better data and workflow
Every submission arrives structured. Renewals are prefilled. Deal flow by class is visible, and it draws the next agency in.
For brokers
Renewals prefilled; every placement in one place.
For underwriting agencies
Deal flow in your class, and the workflow to write it.
Cuttleflow is software. Brokers and underwriters advise, quote and bind under their own licences.
For brokers
Four reasons brokers place on the Marketplace
Market access
One submission to every eligible market, including specialist agencies; comparable quotes; excess layers; guest markets.
Client acquisition
Your own branded links, forms and website, and referrals from the public marketplace.
Productivity
The client answers once. Renewal rounds are prefilled, and every placement record is in one place.
Commercial opportunity
More business written, cross-sell across your book, and better retention.
For underwriting agencies · Cuttleflow Go
Distribution, qualified submissions and the workflow to write them
- Choose a class on the Commons wording and question set.
- Load your rates, rules and authority, and test them on sample risks.
- Quote your own brokers, and Marketplace brokers when your class opens.
The Marketplace opens class by class
Each class opens when it has enough markets and brokers to work.
A class opens when enough underwriting markets have committed, brokers with business in the class have committed renewals, the questions and wording are frozen and signed off, and licensing advice has been applied. Until then, it runs in the demo on fictional data.
Find what you write or place
8 product groups, 25 classes
Every class on the open Commons wordings, from professional indemnity and D&O to motor and home, each with its own page.
Browse products → IndustriesDescribe a business, see its covers
The industry lookup matches what a business does to the covers it is likely to need, and why.
Open the industry lookup →
See how it works
Six stages, from winning the client to growing the relationship.
Each stage shown from the broker’s side and the underwriter’s, on real demo screens with fictional data. No sign-up.
“I built a Lloyd’s coverholder in Australia from nothing to $100m GWP in a little over three years. The hardest part was not the underwriting — it was the year of building products, operations and compliance before we could write a policy. Cuttleflow is the system I wish I had been able to switch on from day one.”
Max Broodryk, co-founder
Writing
All perspectives →A marketplace for insurance
Why shared standards change how specialty risks are placed. Read it →
Price discovery, margin and deal flow
Where the value sits when brokers and markets meet on shared standards. Read it →
Platform, not product
Why we build the platform once rather than a product per client. Read it →