Products / Accident and travel
Personal accident and sickness insurance
Capital and weekly benefits for one named person, for injury and, if chosen, sickness, sold through brokers.
Wording
Personal Accident and Sickness Insurance
Commons v1.0.0 draft · 2026/PA/0001
Business
Retail
Retail. Uses Cuttleflow’s drafted PDS and TMD; the agency needs the relevant AFSL.
Availability
On Cuttleflow Go
Marketplace: opens when the class’s conditions are met. In the demo on fictional data.
Brokers
Place personal accident and sickness with every market in the class
Submit once on the standard and compare quotes on the same wording.
Underwriting agencies
Launch personal accident and sickness on Cuttleflow Go
Your own rates and rules on the Commons wording, ready for Marketplace brokers when the class opens.
The Commons wordings are working drafts, subject to legal review. General information only; not advice about any policy.