Demo · not open for live business

The Cuttleflow Marketplace and the network portal are being built with the brokers, networks and markets who will use them. They are not open for live business, and nothing on this page or in the demos is a quote, an offer or cover. Cuttleflow Pty Limited does not hold an AFSL and does not issue, arrange or advise on insurance products. Your authorised representatives advise, quote and bind under your licence; the markets underwrite under theirs.

Cuttleflow Marketplace for AR networks

See every specialty placement your ARs make, as they make it.

Your authorised representatives place specialty lines on the Cuttleflow Marketplace. Your network portal, under your name, shows each placement as it happens: the file, the disclosures, the markets approached and the reasons for the choice. Your compliance team works the exceptions. The same record shows which markets win your ARs’ business, which you can use to agree partner terms and to sell data to markets.

Ask for the network demo See how a placement works

Status labels on this page:In the demoon fictional dataIn developmentPlanned

The licensee’s position

You answer for your ARs’ advice. You usually see it after the event.

A licensee is liable to clients for the conduct of its authorised representatives (Corporations Act, sections 917A to 917F) and must take reasonable steps to make sure they comply with the financial services laws (section 912A(1)(ca)).

For specialty lines, most networks supervise from files the AR assembles, a sample reviewed months later, and an annual attestation. The licensee learns what happened from what the AR chooses to send. The network portal works from the record the platform makes while the AR places the risk, so the AR does not have to send you anything. Placements made outside the platform still go through your existing process.

Supervise In the demo

What your compliance team sees

Placement files

Built by the platform as the AR works
Every market approached, every quote, the decision and the reason
Disclosures, FSG and client report version recorded
Cannot be edited; corrections are added

Rules on every placement

Referral to you above a limit, for a class or for new ARs
Disclosure missing before a report is issued
Market choice without a reason
Sudden volume or concentration with one market

File review and attestations

Files drawn by risk band, with the draw logged
Review checklist recorded against the file
Quarterly attestations pre-filled from the record

Registers and controls

Complaints, breaches and conflicts linked to files
Reportable situation dates worked out (RG 78)
Authorisations by class; approved templates
Schemes and campaigns signed off before they go live

Demo screen: the network portal overview, with placements this quarter, open exceptions, files due for review, the latest placements and the AR practices that need attention — Network portal demo, fictional network and sample data. The overview.

Demo screen: an exception for one AR practice, showing what the rule found, why the rule exists, a note for the record and the actions to take — An exception: what the rule found, why it matters, and the record of what you decided.

Growth for your ARs In the demo

Your ARs place faster and win more clients.

The supervision record is a by-product of the AR’s own work on the Marketplace. They use it because it saves them time, not because the network asks them to.

One submission to every eligible market, including specialist agencies the AR may not otherwise reach.
Quotes side by side, with wording differences summarised for the broker to review, and a client report built from the record.
Renewal rounds sent across the book with last year’s answers prefilled, and cross-sell rounds with indications.
Client acquisition: branded forms and the industry lookup on the AR’s website, industry campaigns, and schemes for associations, each signed off by you before it goes live.

Placing in full → · Client acquisition in full →

Growth for the network In the demo

Know which markets win your ARs’ business, and use it.

Placement share as it happens

Submissions, quote rate, hit rate, premium placed, share and time to quote for each market, by class, updated with every placement.

Partner terms on evidence

Agree service levels, appetite and brokerage with preferred markets, and review them against the figures. Preferred markets are flagged to ARs, never ranked above others or hidden from them.

Data the network can sell to markets

Partner, feedback, benchmarking and targeting packs, priced by the network and the same for every market. Large broking groups already charge insurers for data of this kind. Cuttleflow takes no share of this income.

A network lead site In development

A public site under your name where businesses look up the cover they need and ask for a broker. Each enquiry goes to one of your ARs, never allocated on payment.

Feedback on markets after every placement. After binding, the AR answers one question for each market that took part: how likely are you to send this market your next similar risk, from 0 to 10, and what drove the score (speed, appetite, terms, communication).

Scores use the Net Promoter Score method: the share of 9s and 10s minus the share of 0s to 6s, from −100 to +100. You see every score. A market sees only its own combined score for each class, and only once there are at least 20 ratings from 5 AR practices. Scores never reach the client and never change the order of quotes.

Net Promoter® and NPS® are registered trademarks of Bain & Company, Inc., NICE Systems, Inc. and Fred Reichheld.

Demo screen: placement share by market, with submissions, quote rate, hit rate, premium placed, share, time to quote and NPS for each market — Network portal demo, sample figures. Placement share by market, with each market’s NPS and number of ratings.

Professional indemnity

The evidence your PI insurer asks about

A licensee’s PI insurance must cover claims arising from the conduct of its representatives (ASIC RG 126). At renewal, insurers ask how the network supervises its ARs. The portal gives you records to answer with: the share of complete files, disclosures checked before a report is issued, referral rules that stop a placement outside an AR’s authority, and exceptions worked with a dated note.

Better records may help your PI broker present the risk. We do not promise a lower premium; the insurer decides.

Rules we keep

What the portal will not do

Hide a market from your ARsEvery eligible market can quote. A compliance hold on a market needs a stated reason, and the market is told.
Reorder quotesQuotes appear in the order they arrive. A preferred market is flagged beside its quote, and the client report states the network’s arrangement with it.
Show one market another’s dataBenchmarking is aggregated across at least 5 markets. No pack identifies another market or a client.
Charge on premium or market choiceNo fee to the network or its ARs depends on premium, commission, leads, or which market an AR chooses.
Make underwriters log in per networkA market uses one login for every broker and network on the Marketplace.
Send scores to clientsMarket scores are for you and, combined, for the market. Clients never see them.

Pricing

A flat monthly fee for each AR practice

The network pays a flat monthly fee for each AR practice on the portal and chooses whether to absorb it or pass it on to its ARs. Placing on the Marketplace stays free for your ARs. Fees are being set with the first networks; ask us for a proposal.

The network keeps everything it earns from partner terms and data packs.

Ask for the network demo

See the network portal on a fictional network.

The network demo is for AFS licensees with authorised representatives. Tell us who you are and we will reply by email with a link and an invite code.